TPI Software's SmartPayment^tm Client turns an inexpensive interactive terminal into a complete IP retail point-of-sale solution.

Traditionally, only large retail merchants have been able to implement point-of-sale (POS) systems with interactive payment terminals. Our patent pending SmartPayments^tm Client levels the playing field and brings inexpensive, interactive retail terminals to merchants of all sizes. It is a simple, versatile and non-invasive payment solution that requires little to no work to implement. It can either operate independently as a non-integrated payment system or easily integrate into your POS system for a complete solution, allowing you to adjust to tomorrow’s requirements with minimal effort on your part.

SmartPayments^tm Client includes a Free SDK that provides an easy-to-implement XML ActiveX client control to interface the SmartPayments^tm Client. Using the SDK, software developers can seamlessly integrate payment processing into their applications.

• Versatile: Send transactions through the SmartPayments^tm Server (in-store or hosted) or directly to host-based processors (Concord EFS, iPay, Paymentech and Global Payments).
• Increase Sales: Quickly and easily accept multiple payment tenders including all major credit cards, debit cards, EBT, electronic check services including verification, guarantee, conversion, eCheck and ACH, signature capture/receipt retrieval and check image capture and retrieval.
• Smart: Interfaces with multiple POS peripheral devices including card readers, pin-pads, check readers and signature capture.
• Migration Path: Works as a stand-alone IP terminal or can be seamlessly integrated with PC POS systems.
• High Value: One-time, low cost licensing fee.
• Supports Multiple Payment Engines: Provides interfaces to TPI SmartPayments^tm Server, PCCharge*, and Direct to Payment Processors - delivering payment transactions via the Internet without the extra costs of using a third party gateway.
• Lightning Fast: Supports dial and IP transactions that average 3-5 seconds.

Technology Benefits

• Simple Windows Service: Operates as an independent Windows Service making it invisible and non-intrusive to the POS system.
• Interactive User Interface on Customer Facing Terminal: Uses the device for input/output/display and interacts with customers independently.
• Easy Integration: Supports industry standard input & output file formats, making it easy to integrate and support.
• Smart: Easy configuration options allow you to specify menu prompts and process flow. The system automatically prompts for missing information.
• Simple: Integration can be as simple as providing the amount from the POS.